CAR WRECKS

Our law firm receives calls from many frustrated and disillusioned accident victims who attempt to negotiate directly with the other driver’s insurance company. This path is riddled with obstacles for the unwary. Insurance adjusters often seem amenable and cooperative, but their objective is to mitigate the insurance company's liability that signs their paycheck. Adjusters recognize they have a distinct advantage if you do not have legal representation, which opens you up to sharp practices and the prospect of disastrous missteps. The insurance adjuster might engage in many misleading tactics, such as:

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Low-Impact Collision: Insurance adjusters love to use the phrase “low impact collision.” The adjuster essentially argues that a lack of significant vehicle damage means the impact force was not enough to cause severe or permanent injuries. Our experienced auto accident lawyers know this position is nonsense because the metal and hard plastic materials on a vehicle are designed to withstand far more force than the human body.

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Delay, Delay, Delay: Insurance companies know that your bills do not stop because you cannot work. The insurance carrier may drag out settlement negotiations to increase your financial pressure from mounting medical bills, vehicle repair costs, and unpaid household expenses while you are recovering. Our attorneys understand these tactics all too well and utilize appropriate strategies and procedures to compel the process forward toward a resolution. For example, our attorneys will file a motion seeking monetary sanctions and other penalties when the insurance company fails to comply with our requests for information and documents during the discovery process.

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Premature Low-Ball Settlement: If the other driver's liability is pretty straightforward, the insurance company might take the opposite approach and tender an early settlement offer. The insurance company hopes to get you to agree to less than the law allows by enticing you to settle before your medical treatment has been completed, and you can obtain legal advice regarding the actual value of your claim. We assist clients in seeking medical care from skilled health care professionals who can properly document their diagnosis, treatment, and rehabilitation. Our firm has handled thousands of motor vehicle accident cases, so we have extensive experience determining the value of a case based on your injuries, lost wages, diminished earning capacity, permanent disability, pain and suffering, disfigurement, and other relevant factors. Our Mississippi car accident attorneys also work closely with renowned experts to accurately calculate your damages.

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These strategies are just a few examples of the ways insurance companies attempt to exploit auto collision victims who have suffered injuries or family members who have lost a loved one. We have a reputation for obtaining substantial judgments and verdicts. We will help you balance the scales of justice when facing sizeable national insurance companies and their team of adjusters, investigators, experts, insurance defense lawyers, and extensive litigation resources.